I frequently got this question from friends about which one is safer to use when purchasing online, paypal or credit card. So I would like to share it here with everybody.
Although I work with the sales department of joyfay.com, I am actually buying a lot for the business to run. Generally speaking, I prefer credit card to paypal but this may not have to be your decision. Here is my reasoning:
- Credit cards have 180 days to cover your purchase in case anything goes wrong whereas paypal has only 45 days. You may think 45 days is enough but you never know what is going to happen. As a matter of fact, 45 days may not be enough if you are purchasing items from